At the David W. Martin Law Group, our South Carolina car accident attorneys know it is not uncommon for someone to loan another person their car. Whether it is an out-of-town guest who needs to run a quick errand, a licensed teenager who doesn’t have their own car yet, or just someone who is moving your vehicle out of the way to get to theirs at an event, it is impossible to anticipate negligent driving behaviors leading to a crash.
If someone borrowed your car, and caused a car wreck with injuries, the auto insurance coverage typically follows the vehicle rather than the driver. This means that your — the car owner’s —insurance is generally the primary coverage in the event of an accident.
What Happens If the At-Fault Driver Did Not Have Permission to Drive My Car When They Crashed?
If the person driving your car did not have permission to drive it, the claim can become more complex.
The person who drove the car without permission and caused the accident is typically responsible for the damages and injuries resulting from the crash. If they have insurance, it may be the primary source for covering these costs.
Filing a police report is crucial in cases of unauthorized use or theft. This documentation can be valuable for insurance claims and legal proceedings. The driver who used the car without permission may face criminal charges and legal consequences for the unauthorized use and any offenses related to the accident.
Contact our David W. Martin Law Group Today
Our South Carolina car accident attorneys can help you understand the specific legal implications and determine the best course of action based on the circumstances of the unauthorized use and the resulting crash.
Contact our David W. Martin Law Group today by calling (803)-548-2468 to ensure your rights are protected throughout the legal process so you can confidently move forward.